to Loosen Uncle Sam's Grip on Your Wallet? by: ARA ContentTalking About MoneyWith Jim Larranaga(ARA) - The average person pays more than $6,000 in federal income tax, according to the Congressional Budget Office. If you cringe at sending a big chunk of change like that to Uncle Sam, you may be looking for ways to keep a little more jingle in your pocket. I'll give you some tips, but, like me, you
gerial Malpractice Claims on the Rise by: ARA ContentProtect Your Assets and Executives with D&O Insurance (ARA) - When disgruntled shareholders, employees, customers or competitors allege financial mismanagement, discrimination or other wrongful acts, blame often lands at the feet of corporate directors and officers. Claims of managerial malpractice are on the rise, along with the costs -- legal
rolling Costs Key to Running a Business by: ARA Content(ARA) - With more and more small businesses and dot.coms going bankrupt these days, businesses are developing new strategies to stay in the game and obtain a profit at the same time. More than ever, not enough emphasis is being placed on controlling costs. "Increasing sales is overrated. The old adage that volume cures all ills is outdated
ncial Tips for Trying Times by: ARA ContentIHateFinancialPlanning.com offers advice on managing your money (ARA) - When life gets unpredictable, there's one thing Americans always want to hang onto: their money. During times of national uncertainty, it's only natural to want to hunker down and hang on to your cash -- or at a minimum, squeeze as much as possible out of every paycheck (that is, if
ssion-Proofing Employee Motivation by: Dr. Douglas Waldo c/o ARA Content(ARA) - As we hear more predictions of an economy showing signs of weakening, managers around the country are asking a couple of key questions: Are we prepared for a recession reminiscent of the early 1990s? Did we learn enough from experiences nearly a decade ago to improve how we perform in 2001? The answer: probably.While
medial Course in Investing by: ARA ContentOr, How We Discovered the Real Y2KBy Carol Clark(ARA) - Was it really just a year ago that we were all running around trying to prevent computers from coming to a grinding halt on the first of January, and speculating about civil unrest and traffic jams around the globe?Time flies, even if the ensuing year hasn't been much fun for investors. In hindsight,
ps on Creating a Professional Emailed Job Application by: Angela WuWith the advent of the Internet, many of us have the opportunity to apply for work through email.However, just because this is the Internet and email is so fast and convenient, that does NOT mean you should give up professionalism and polish!FIRST IMPRESSIONS COUNT. I recently looked over a few emailed applications, and let me
cs? How To Take the Measure Business by: Patty BaldwinWhen asked to write a small piece pertaining to ethics and integrity in the business world, my first inclination was to draw on personal experience. Everyone has bad experiences to relate. We deal with a business, determine that we were treated shabbily therefore that business has no integrity. Or perhaps we disagree on the implementation
y Employees are More Productive Employees by: ARA ContentSmall workplace-enhancing changes can reap big rewards(ARA) - It's not surprising that employees cite compensation as the number one factor that makes them professionally satisfied these days.What is surprising is that the comfort and aesthetic appearance of their physical workplace virtually ties with benefits for second place.With an
Information for Small Businesses by: ARA Content(ARA) - The IRS publishes a lot of tax information to help small business owners and there are many ways to get it. You can always visit an IRS office to pick up copies of IRS forms and publications, although the IRS continues to make it easier for you to get these materials without leaving your office or maybe even your home.The IRS will send you
mize Your Office And Equipment Start-Up Costs by: Maria StefanovaWhen you set up your office area you have to consider clients, suppliers, family, neighbors and yourself. The balance is easy to achieve when you keep in mind the double function your home has from now on: a home and an office. Below I outline the baby-steps that will help you to achieve this balance. Define your work area This is
rement: Why Quit for Good, When You Can Quit for the Better? by: ARA ContentTalking About MoneyWith Jim Larranaga (ARA) - Only one quarter of Americans age 35 and older have amassed $100,000 or more for retirement, according to the Employee Benefit Research Institute's 2000 Retirement Confidence Survey. What's more, the previous year's survey found that 20 percent of "forty-something" workers
e into Tax Season with Solid Financial Planning by: ARA Content(ARA) - With good planning, you can start the year off right by making sure you and your family are financially fit and ready for the new year, and possibly reduce your tax bill. Here is a financial checklist to consider:Tap into the Power of Tax-DeferralIf you are thinking of investing in mutual funds for long-term or retirement
Am I Afraid to Sell? by: Elena FawknerRelationship marketing. It's the backbone of a successful online business. Fail to forge online relationships and your business will suffer. Simple enough concept, right? But what does "relationship marketing" really mean? Simply put, it refers to the principle that, in order to be successful in business, especially online since it's such an anonymous medium,
corching Ways To Heat Up Your Sales by: Larry Dotson1. Email each visitor a satisfaction questionnaire after they purchase. This will allow you to improve your order system, customer service, site, etc.2. Give a percentage of your profits to a cause your customers would like. It could be a charity, school, environmental improvements, etc.3. Take harsh criticism the right way and improve your
Your Mutual Fund Doesn't Return as Much as You Think by: ARA Content(ARA) - As tax time nears, many mutual fund investors are starting to wince. While most mutual funds' returns were down last year, their tax bill remains high.After years under-performing the S&P 500, the average US stock mutual fund finally beat the index last year. But while the average fund was down just 0.37% v. the S&P 500's
essful Dot-Com Offers Strategies for Success by: ARA Content(ARA) - Lost amidst billions of dollars in squandered venture capital funding and endless reports from network anchors about the macabre state of e-commerce lies a seemingly overlooked fact: Not all of today's dot-coms use red ink in the accounting ledger. As the e-commerce tree hourly shakes off companies with poorly laid business plans
mplifying Ways To Turn Up Your Sales Volume by: Larry Dotson1. Make your potential customers forget about the competition. Just tell them to forget with a factual and believable reason why they should.2. Joint venture with your competition if you can't beat them. You could agree to work together and beat the other competition then share the profits.3. Visit chat rooms were your potential
ays To Gain An Avalanche Of Sales by: Larry Dotson1. Utilize holidays to increase your visitors or sales. You could give away free electronic greeting cards, hold discounts, send customers holiday cards, etc.2. Become well known by speaking or chatting at seminars. The seminars could be held offline, in a chat room, by telephone or via e-mail.3. Start a free ebook club on your web site. People
ding Your Business by: Elena FawknerIf you think only big corporate names need to think about things like brand names, think again. Your brand says a lot about you and your business, and that's as true for a one person home-based operation as it is for a multinational conglomerate. In this article we look at how creating a strong brand for your business can help you set yourself apart from the
the Door on Debt by: ARA ContentIHateFinancialPlanning.com offers ten tips to help you get out and stay out(ARA) - According to American Consumer Credit Counseling, Inc., the average balance on a credit card is $7,000, offering an average interest rate of 18.9 percent. Additional statistics show that the average household has 10 credit cards and, not surprisingly, over half of those households
ct Deposit Brings Reliability, Safety and Convenience to Banking by: ARA Content(ARA) - Have you ever rushed to the bank to deposit your paycheck before the cutoff time? Have you ever played "beat the bank" -- writing checks before making a deposit? Have you ever made a trip to the bank just to deposit your paycheck? Have you ever lost checks that needed to be cashed or deposited? If you answered
ind Blowing Ways To Increase Your Sales by: Larry Dotson1. Show your prospects how much enthusiasm you have for your product and business. If you're convincing enough, they will be enthusiastic too.2. End your sales letter or ad copy with a strong closing. It could be a free bonus, a discount price, a benefit reminder, an ordering deadline, etc.3. Please your complaining customers. You can refund
l Businesses - Big Obstacles by: Sam Vaknin, Ph.D.Everyone is talking about small businesses. In 1993, when it was allowed, more than 90,000 new firms were registered by individuals. Now, less than three years later, official figures show that only 40,000 of them still pay their dues and present annual financial statements. These firms are called "active" - but this is a misrepresentation. Only
Dismal Mind - Economics as a Pretension To Science by: Sam Vaknin, Ph.D.It is impossible to describe any human action if one does not refer to the meaning the actor sees in the stimulus as well as in the end his response is aiming at. Ludwig von Mises I. INTRODUCTION Storytelling has been with us since the days of campfire and besieging wild animals. It served a number of important functions:
